The Mortgage Blog

In today’s tough real estate market and high interest rate climate, it is more important than ever to put yourself in a position to WIN when it comes to obtaining a mortgage. One of the best ways to ensure financial stability and success in a turbulent market is to work with a mortgage broker, who […]

Before diving into helpful tips to help you increase your credit score, it is important to understand what a credit score is and how it is calculated. A credit score is a three-digit number, typically between 300 and 900, designed to represent your credit risk, or the likelihood you will pay your bills on time. […]

With sky-high interest rates and properties that seem to be getting increasingly more expensive, now more than ever it has become important to understand how much of a loan amount you qualify for. Canada’s stress test is one of the key factors that indicates a clients maximum purchase price.  The Canadian mortgage stress test is […]

There are many different types of lenders and mortgage programs in Canada, which is great news for you! Your situation depends on what type of loan you should apply for, as there are many benefits and drawbacks to each.  Institutional, more commonly known as A lenders, are traditional, high credit score lenders such as major […]